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About us
Driving UK Businesses Forward, Regardless of the Past.
At MotorLeases, we believe that a credit score shouldn’t dictate the success of your business. Whether you are a newly registered sole trader, an experienced courier expanding your fleet, or a skilled tradesperson bouncing back from a tough financial patch, we know how vital a reliable van is to your livelihood.
Traditional finance companies rely on rigid computer algorithms that often say “no” to hardworking people. We do things differently. We don’t look back at past mistakes; we look forward at your business’s potential.
Our Mission
Our mission is simple: To provide tradespeople, couriers, and small businesses across the UK with a fast, fair, and completely transparent path to commercial vehicle ownership.
We cut out the red tape and the middleman to deliver a flexible Rent 2 Buy solution that works for you, not against you
Why We Are Different
We don’t just hand over the keys and walk away. We partner with you for the long haul. We understand that vehicle downtime means lost revenue, which is why we’ve built the ultimate hassle-free ownership package in the UK.
- Complete Peace of Mind: Every single van we lease comes backed by a full vehicle warranty, road tax, and comprehensive 24/7 UK breakdown cover for the entire duration of your contract term.
- True Ownership: We don’t deal in endless rentals or trick you with massive, hidden balloon payments at the end. When your term is up, a simple, guaranteed final payment of just £99 + VAT makes the van yours permanently.
- People, Not Scores: We evaluate your application based on current affordability and cash flow, meaning no hard credit checks are required to get on the road.
Keeping Britain Moving
From London to Edinburgh, small businesses form the backbone of the UK economy. MotorLeases is proud to keep Britain moving by supplying top-tier, reliable commercial vehicles to the people who need them most.
Your van is more than just a vehicle—it’s your mobile office, your toolbox, and your future. Let us help you own it.
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Frequently Asked Questions
The short answer is NO!
All our contracts are 28 days with the option to renew.
When you want to give the vehicle back you simply dont renew you contact and return the vehicle.
Correct. We do not run hard credit checks that negatively impact your credit file. We understand that past financial mistakes, CCJs, or being a brand-new business shouldn’t stop you from earning a living. Instead, we look at your current affordability and business cash flow to approve you.
All we require is:
- A Copy of your driving licence.
- A utility bill dated in last 90 days.
- Your National insurance number
- The first page of a bank statment showing the sort code and account number of where you would like the payments to be taken.
NO!
We can arrange delivery any where in mainland UK.
No. We pride ourselves on 100% transparency. Your weekly/monthly rate is fixed and will never change. At the end of the agreement, there is no massive “balloon payment”—just a flat administration fee of £99 + VAT to transfer the ownership documents into your name.
All our paperwork is done by E-sign so you can sign up for your new vehicle in the comfort of you own home.
Yes
All contracts are based on 2500 miles per month.
Our scheme is open to almost any business or self-employed worker in the UK, including:
Sole Traders and Limited Companies
Couriers and Delivery Drivers
Tradespeople (Plumbers, Electricians, Builders, etc.)
New start-up businesses with no trading history
MotorLeases offers a fast, hassle-free path to commercial vehicle ownership with our flexible No Credit Check, Rent 2 Buy van leases. We don’t let your credit history stand in the way of your business—every payment you make drives you closer to owning your van.